Equipment Extended Warranty FAQ

Machinery Scope is proud to offer risk management solutions for your farm and construction equipment. The primary way we do this is through our extended service plans (sometimes referred to as “extended warranty”). Here are our most frequently asked questions.

  • Compact and Utility Tractors
  • Row Crop Tractors
  • 4wd Tractors
  • Combines
  • Sprayers
  • Floaters
  • Forage Harvesters
  • Cotton Harvesters
  • Windrowers
  • UTV’s
  • Skit Steers
  • Mini Excavators
  • Tractor Loader Backhoes
  • Forklifts
  • Telehandlers
  • Other Light Construction Equipment (Under 100 HP)

We cover most major manufacturers of farm equipment and light construction equipment including
John Deere, Case IH, New Holland, Massey Ferguson, Fendt, Versatile, Deutz Fahr, McCormick, Bobcat,
Kubota, Caterpillar, JCB, and many more.

Our coverage solutions depend on the equipment type. The eligibility limitations are best outlined by the equipment type:

  • Tractors are eligible up to 15 years old and 5,000 hours.
  • Combines, cotton harvesters, and forage harvesters are eligible up to 15 years old and 3,500 engine hours.
  • Sprayers and floaters are eligible up to 10 years old and 3,500 engine hours
  • All other types of equipment are eligible up to 10 years old and 3,500 engine hours.
No, either can purchase an extended service plan, as it adds value to the equipment and benefits both parties. We have numerous examples of the equipment seller buying coverage prior to the sale and getting more value than what the plan costs. Equipment buyers gain value in equipment having gone through the process of enrollment and having coverage in place.

Absolutely! We have many operations throughout the country that routinely buy our coverage. The cost of equipment failures are the second largest risk of a farm operation outside of the commodities being produced. It is wise to have coverage in place.

Yes, the policy follows the covered equipment, regardless of who purchased the policy.
In most cases an inspection is required. The good news is that we don’t delay the process by requiring fluid scans. We trust the qualifications and integrity of the inspector to properly identify pre-existing convictions. Any pre-existing conditions on components that would be covered under one of our policies can be repaired so the equipment can remain eligible for coverage. Fluids are simply assessed for foreign materials or impurities at the dealership.
Inspections can be done at any OEM dealership. A routine inspection can limit your risk by having an experienced service mechanic assess the equipment before you buy, sell, or go to the field. We have faith in service techs. If they are confident in your equipment, we are too, and we can give you the best premiums available. Preventative inspections combined with our coverage can help mitigate your risks. If or when it is not practical to have an OEM dealer do the inspection, please contact Machinery Scope to look at alternative ways to get an inspection done.

The parts covered are the main difference between each plan. See the breakdown of what is covered by each level of protection:

It depends. If your equipment qualifies for protection under “New” coverage, it can be extended out to 60 months from the original warranty start date of the machine. “Used” (out of base warranty) coverage is available up to three years from the inception of the coverage. Additional years may be considered by Ag Guard. Contact Machinery Scope with the details and to seek additional coverage options.

Most equipment coverage will expire at 5,000 hours. Combines, sprayers, floaters, forage harvesters, and cotton harvesting equipment will expire at 3,500 hours. To get an exception on this, please contact Machinery Scope. Otherwise, we do not have minimum or maximum limitations on the usage.

Ag Guard has coverage for ag applications and light construction usage. For scrapers and other types of equipment usage, please contact Machinery Scope to see if you can qualify for coverage.

We work with most dealer organizations throughout the United States. If you would like to find out if your local dealership is part of our network, send us an email and we will look them up. If your dealer is not part of our network and you think they should be, make sure you tell them about us!

Any local OEM dealer can service your equipment. If you were to buy one of our plans on a Case IH tractor from a John Deere dealer, you can have it serviced at your local Case IH dealer. That is one of the many advantages of our commonsense approach to protecting you from the burdensome cost of engine, transmission, and other failures.

OEM parts should be used for all repairs, but Ag Guard will make exceptions if they are contacted prior to installation and a valid reason is given.

It depends. We strive to bring you value without sacrificing quality. One way we do this is by considering as many variables as possible including the age, the type of use, make, model, and the number of hours on the equipment. Having this information, we can generate a personalized quote. We can even generate multiple options to help you decide what fits best for your operation. If you have questions or need a quote, the best way to connect with us is to give us a call at 877-694-1138 or fill out our online form. We will get back to you ASAP!

There are numerous reasons why having an extended service plan makes sense for your operation including using it as a tool to assess the equipment through the inspection process, backing it up with a plan that truly mitigates your risk and protects your bottom line, and/or using to adding value to your equipment! For more on specific warranty programs make sure to call us anytime, we are happy to help!

Machinery Scope is made up experienced equipment industry professionals who are also involved in the ag industry through their farm operations. We are an independent company offering the best solutions for finance and extended warranty in the ag and construction equipment industry. Our Machinery Scope platform focuses on risk management including extended warranty plans. Our finance platform offered through our Finance Scope platform can be accessed at https://financescope.com/


Ag Guard is our exclusive partner for providing extended service plans (commonly referred to as “extended warranty.”). They handle all the underwriting and claims administrations while we take care of all the sales and marketing. With Ag Guard’s industry knowledge and common-sense approach, we feel they are the best underwriter for managing the risk of mechanical failure in the market, and we only want to provide the best products possible. More info about Ag Guard can be found at https://agguard.com/

In practical terms, they are a very similar product. By definition, extended warranty would be provided through the original equipment manufacturer. We are not in the business of manufacturing so therefore by strict definition they are not an “extended warranty” plan. However, most people refer to our products as “extended warranty” and so for the sake of avoiding confusion, we will frequently provide text like “extended service plans (commonly referred to as extended warranty)” to avoid confusion.

We are farmers and equipment professionals that want to work hard for you. We will have integrity in everything we do which includes outlining everything that you will want to know in advance of purchasing a plan.

We provide coverage summaries with each quote to help outline what is covered and what is not. Coverage summaries are specific to each equipment category. Ag Guard’s coverage is not insurance, nor is it an OEM warranty. It is intended to protect you from the burdensome cost of major mechanical failures like engines, transmissions, or hydraulic systems.

Each Extended Service Plan will have a total limit of liability. The limit of liability varies depending on the equipment category and horsepower, however, rest assured that Ag Guard’s Limit of Liability covers 99% of claims on all enrollments. Some of our competitors might state a higher limit but pay special attention to the terms of coverage. Some will limit the amount per claim. Ag Guard does not have stop-loss terms on each claim.